Death Benefit

At Premier Compensation Lawyers, we have extensive experience in assisting families with the process of making death benefit claims, and we understand the importance of making sure that your loved one’s wishes are honoured and their assets are protected. Our compassionate and knowledgeable lawyers can help you to navigate the complex legal and administrative requirements involved in making a death benefit claim, and we will work tirelessly to ensure that you receive the compensation you are entitled to.

How to make a death benefit claim

Making a death benefit claim can be a difficult and emotional process, so having an experienced lawyer to guide you through the process is invaluable:

1. Seek legal assistance: If you wish to make a death benefit claim, it is important to seek legal assistance from an experienced insurance lawyer. The lawyer can help you navigate the appeals process and determine if you have a case to contest the denial.
2. Notify the insurance company: We can assist you in contacting the insurance company as soon as possible to notify them of the policyholder’s death. 
3. Gather the required documentation: We will help you to provide proof of death, such as a death certificate, and proof of your identity, such as a driver’s licence or passport. You may also need to provide proof of your relationship to the policyholder, such as a marriage certificate or will.
4. Complete the claim form: The insurance company will provide you with a claim form to fill out and return along with the required documentation. It’s important to fill out the form accurately and completely to avoid any delays in the process.
5. Wait for the assessment process: Once we have submitted the claim form and required documentation, the insurance company will assess the information and determine whether you are eligible for the death benefit payment. This process can take several weeks or even months, depending on the complexity of the case.
6. Respond to any requests for additional information: The insurance company may request additional information or clarification during the assessment process. It’s important to respond to these requests promptly to avoid any delays in the process.
7. Receive the death benefit payment: If your death benefit claim is approved, the insurance company will release the death benefit payment to you. The payment can be made in the form of a lump sum or in instalments, depending on the terms and conditions of the policy.

It’s important to note that the specific process for making a death benefit claim can vary depending on the insurance company and the policy, so it’s essential to work closely with an experienced lawyer to ensure the process goes smoothly.