Total & Permanent Disability

TPD insurance is a type of insurance policy that provides financial support to individuals who become totally and permanently disabled, as defined by the policy, and are unable to work again.

The process for making a TPD insurance claim can vary depending on the insurance provider and the policy, but it typically involves filling out a claim form, submitting supporting documentation, and waiting for the assessment process to be completed.

The TPD insurance claim process can take several weeks or even months, depending on the complexity of the case.

The documentation required to make a TPD insurance claim can vary, but it typically includes medical records, doctor’s certificates, and any other relevant documentation that supports the claim. We can guide you in what you need to provide and assist in getting it to your insurance company.

If your TPD insurance claim is rejected, you may have the option to appeal the decision through the relevant internal dispute resolution process or through the courts. You may also want to seek legal assistance from an experienced TPD insurance lawyer.

The waiting period for TPD insurance refers to the length of time that must pass before benefits become payable. This period can vary depending on the policy, but it is typically between two and twelve months.

The types of disabilities covered by TPD insurance can vary, but common conditions include physical disabilities, mental health conditions, and serious illnesses.

The definition of total and permanent disability can vary depending on the insurance policy, but generally, it refers to a condition that prevents the policyholder from being able to work in any occupation for which they are suited by education, training, or experience.

If you are unable to work again due to your disability, the TPD insurance policy provides financial support to help you manage your expenses and maintain your standard of living.

These are some of the most common FAQs about TPD insurance claims. It’s important to note that the specific details can vary depending on the insurance provider and the policy, so it’s essential to carefully review your policy and follow the instructions provided by your insurance provider.

• No win, no fee
• Decades of experience
• Compassionate and efficient team
• In-depth knowledge of TPD
• Specialists in superannuation claims

If you would like to learn more about TPD insurance claims, or if you would like to discuss your individual circumstances, please don’t hesitate to contact us. We offer a no-obligation, initial consultation, and we are here to help.