Superannuation & Insurance

Superannuation is a savings plan that helps Australians to build a nest egg for their retirement. Employers are required to make contributions on behalf of their employees, and employees can also make voluntary contributions if they wish.

To make a superannuation insurance claim, you will typically need to provide evidence of your illness or injury, such as a medical certificate from your doctor. You will also need to provide information about your income and expenses, as well as any other relevant details. We can guide you through the claims process to ensure you receive the insurance you deserve.

In general, you can access your superannuation benefits when you reach preservation age (currently between 55 and 60, depending on your date of birth) and retire, or if you meet one of the other conditions of release, such as permanent incapacity or severe financial hardship.

Yes, if you have income protection insurance cover as part of your superannuation, you can make a claim if you are unable to work due to injury or illness. We can guide you through the specific details of your cover, such as waiting periods and benefit periods and assist you in making a claim.

TPD insurance stands for Total and Permanent Disablement insurance. It is a type of insurance that provides a lump sum payment if you become totally and permanently disabled, and are unable to work again.

TPD insurance provides a lump sum payment if you become totally and permanently disabled, whereas income protection insurance provides a regular income if you are temporarily unable to work due to injury or illness. The specific terms and conditions of each type of insurance will vary, so it’s important to speak to a lawyer who is experienced in TPD claims.

Income protection insurance is a type of insurance that provides you with a regular income if you are unable to work due to injury or illness. It can help to cover your living expenses while you recover, allowing you to focus on your health.